Auto Insurance: We have contracts with several competitive auto carriers in our area, so that we are able to provide the best possible rates for a wide range of clients, from high-risk to ultra-preferred. We specialize in SR-22 filings, and we have great rates for those who have no prior insurance, or who may have less than perfect credit or driving history.
SR-22 Filing: An SR-22 filing accompanies an auto insurance policy, and is required by the State of Missouri if one's license has been suspended or revoked for any reason. We offer very competitive rates for drivers needing SR-22 filings.
Home Insurance: We offer a wide range of homeowner policies to meet our clients' needs. We write insurance with several preferred carriers who offer very competitive rates. We also specialize in writing policies for those who have been canceled by another carrier due to claims frequency, or those who currently have "forced placed coverage" by their lender.
Dwelling Insurance: We also have several markets with very competitive rates for rental dwellings/tenant-occupied dwellings. We can place insurance on up to a four-family dwelling. We are able to write homes in less than perfect condition, and those with no prior insurance.
Vacant/Renovation Dwelling Insurance: We specialize in writing dwelling insurance on vacant homes and homes that are being renovated. Many insurance companies do not offer coverage for homes which have been unoccupied for more than 30 days, nor those which are being "rehabbed." We have great rates and short term policies for these risks.
Motorcycle/ATV Insurance: We have many outlets for motorcycle insurance, including those who have tickets or accidents, those who are needing SR-22 filings, and those with no prior motorcycle insurance. We give discounts for motorcycle training courses and as well as rider association discounts.
Boat Insurance: We are able to write a wide variety of boats, from bass boats to house boats. We work with several carriers in order to provide our clients with the best possible rates. We are able to write policies for those who have no prior boating experience, and those who have a less than perfect driving record and/or claims history.
Umbrella Liability Insurance: Umbrella policies are "excess liability" policies, which extend liability coverage above and beyond your auto and home insurance, to protect your most valuable assets. We are able to write umbrella policies together with the primary auto policy, or as a "stand alone" policy.